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Ann Nolan

Plan For The Perfect Home

Social Security Through The Eyes of a Financial Advisor

Social security has been a topic that most financial advisors have avoided for a long time due the complexities that it comes with. A survey done by Nationwide Financial through the Nationwide Financial Retirement Institute on the people that were retired and those years away from retirement indicated that most people would less likely change their financial advisors if they were providing them with help on social security matters. David Giertz, the president Nationwide Financial Distributors at Nationwide Financial, during an interview at the Wall Street Journal, pushes for the importance of a client getting professional advice when it comes to Social Security.

A lot of people tend to find themselves in situations they don’t understand when they trend through this path without a guide on whitepages.com. Some people may conclude that they have received less income than they should have while others find themselves with unexpected taxes that they had no idea about. “Those that turn on social security too early, they could lose over three hundred thousand over twenty-five years…” said Giertz during the interview in a bid to show how important it is for financial advisors to include advice on social security for their clients for them to maximize their retirement income.

David Giertz is a financial advisor with thirty years of experience in the business and the President of Nationwide Financial Sales Distributors at Nationwide Financial. He is also a registered broker and is in the business of buying and selling securities such as bonds and other investment- related products for large firms on Spokeo. He also offers advisory services on Portfolio management.

David Giertz’ thirty years in the business has seen him rise through the ranks, having served as President, Senior Vice President and Director of other Nationwide Companies.

More information at https://brokercheck.finra.org/individual/summary/1515515

Todd Lubar: the Mortgage Banker and Seasoned Entrepreneur

Todd Lubar obtained his B.A. degree from esteemed Syracuse University in 1995, after specializing in speech communication. Prior to this, he had attended The Peddie School headquartered in New Jersey and Sidwell Friends School based in Washington DC. Over the years, he acquired skills in advertising, marketing and, financial planning strategy, enabling him to prosper in almost all forms of businesses. Lubar has two children and currently lives in Bethesda, Maryland.

Mortgage business

Lubar heads TDL Global Ventures, LLC, and holds an executive position at Legendary Investments. After graduating from Syracuse University, Lubar landed his first job at Crestar Mortgage Corporation, a premier company that provides revolutionary insurance and mortgage banking services. The skills he acquired in this company were fundamental for the positions he has held throughout his career. He worked for Crestar for four years before moving to Legacy Financial group in 1999.The company’s headquarters was in Arlington, Texas and its focus was lending money to individuals and business entities.

While working for Legacy Financial Group, Lubar was posted to the Maryland branch where he worked tirelessly increasing the loan volume up to $ 100 million in just a year. In this company, he was able to interact with investors from Mortgage Banks, thereby, expanding his scope in money lending. Lubar left the Legacy Financial Group, and he was appointed as the vice president of Charter Funding back in 2005. Charter Funding enjoyed Lubar’s services for two years, and with the mortgage market going into recession, he relinquished his job. In 2013, he started working as the sales director of Debt Defense Services, LLC. His current job enables him to work closely with people enabling them to purchase or sell houses regardless of their credit worthiness. Find him on social media or contact him via toddlubar.com, where he loves to share with his fans and followers.

Other investments

Having worked in the mortgage sector for several years, Lubar had acquired enough to invest in other businesses such as entertainment, demolition, and real estate industry. The demolition business earned him several contracts resulting in increased profits. Additionally, Lubar invested in automotive scrap metal recycling, a business that made him even more popular. He has worked for many companies, and he continues to prosper in business.

References:

  1. Angel.co
  2. https://www.rebelmouse.com/todd_lubar/